1. Our Service

HomeYield provides Users with an online real estate platform enabling discovery, analysis, and insight into investment properties within the Australian market. Our Services include, but are not limited to:

• Property browsing and discovery tools, including swipe-like interaction interfaces.
• Personalized financial property insights, rental yield estimates, risk and expense analyses.
• Historical price information and market analytics.
• Subscription-based advanced analytical tools, heatmaps, investment forecasts, and other premium features.
• Integration with third-party services such as Stripe, Facebook, Google, NextAuth, and OpenAI, as set forth below.

2. Eligibility & Account Creation

To access and use our Services, users must:

• Be at least 18 years of age.
• Complete registration accurately and truthfully.
• Maintain the accuracy and truthfulness of registration information at all times.

You are responsible for safeguarding your login information and ensuring that your use of the Service complies with all applicable laws and regulations.

3. Subscription Plans & Payment Terms

HomeYield operates on a subscription-based model. Current subscription plans include Premium and Enterprise options. Each plan carries distinct Services and pricing clearly displayed at the time of subscription.

• Payments are processed securely via Stripe. Your subscription billing cycle will automatically renew according to your selected plan unless cancelled in advance.
• We reserve the right to adjust our subscription fees and features at any time. Changes will be communicated clearly and with sufficient notice.
• Subscription fees, once charged, are generally non-refundable. Refunds or credits, if any, are granted solely at the discretion of All Things Web3 Pty Ltd.
• While we are not obligated to offer refunds or replacements for change-of-mind purchases, we comply with Australian Consumer Law. You may be entitled to a refund or exchange if HomeYield has a major defect, such as:

- Has a problem that would have stopped someone from buying the item if they had known about it

- Is unsafe

- Is significantly different from the sample or description

- Does not do what we said it would, or what you asked for and can’t be easily fixed

We may offer products such as Unlimited Property Search, which provide unrestricted access for normal human usage; however, we may implement unspecified limits to prevent automated systems from abusing our APIs.

4. Intellectual Property

The Company holds all rights, title, and interest in HomeYield, including but not limited to its interfaces, graphics, copy, content, databases, AI analytics, historical datasets, proprietary algorithms, and analyses ("Intellectual Property").

You agree:

• Not to copy, redistribute, publish, sell, or otherwise commercially exploit our Intellectual Property.
• Not to reverse engineer, scrape or otherwise extract our proprietary data, algorithms, tools, financial estimates, analytics, or database content, except as permitted explicitly by the Platform or with our express written consent.

5. Third-Party Integrations and Data Usage

HomeYield leverages several third-party integrations and services for functionality, authentication, billing, and analytics, including NextAuth, Google authentication, Stripe payment processing, Facebook Conversion API, and OpenAI analytics.

By using our services, you grant consent to the transmission, processing, and storage of data necessary to operate these third-party integrations. Third-party services have their own privacy policies, accessible from their respective websites.

6. Disclaimer of Warranties

All analytics, rental yield estimates, growth projections, market predictions, and other financial insights provided via the HomeYield platform or applications are indicative and based on proprietary algorithms and third-party data. We do not guarantee accuracy, reliability, or completeness of this information. All figures and analytics should be considered estimates only, with no guarantee of future financial performance.

Your investment decisions remain entirely your own responsibility, and you acknowledge you must undertake your own due diligence, financial evaluation, and consult professional advisors as appropriate.

7. Investment Disclaimer

We do not provide financial, legal, or investment advice. All materials on the platform are provided purely as informational and educational resources. Nothing on our platform should be considered a recommendation or endorsement. We strongly advise seeking independent and professional financial advice prior to any investment decisions.

8. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY AUSTRALIAN LAW, THE COMPANY SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, PROPERTY VALUE, OPPORTUNITIES, DATA, OR OTHER INTANGIBLE LOSSES ARISING FROM OR RELATED TO THE USE OF HOMEYIELD OR THE SERVICES PROVIDED THEREIN.

9. Indemnification

You agree to indemnify, defend, and hold harmless HomeYield, its affiliates, officers, directors, employees, partners, contractors, licensors, suppliers, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable legal fees and costs, arising from your violation of these Terms or misuse of our Services.

10. Modification and Termination

HomeYield reserves the right to modify these Terms, amend or discontinue the Services, any features, or subscription plans at any time. Significant changes to these terms will be announced via email or platform notifications. Your continued use shall constitute acceptance of updated Terms.

We reserve the right to suspend or terminate your account without notice or liability, for breaches of these Terms or behavior with potential harm against us, our brand, users, or third-party affiliates.

11. Privacy Policy

Please also carefully review our separate Privacy Policy document, which outlines how your personal data is processed within our Service. The Privacy Policy forms an integral part of these Terms.

12. Governing Law and Jurisdiction

These Terms shall be governed by the laws of Australia and the relevant state or territory from which you are primarily using the service. Any claims or disputes arising under or relating to these Terms shall be subject to the exclusive jurisdiction of competent courts within Australia.

13. General Terms

Should any provision within these Terms be deemed invalid or unenforceable, such provision shall be severed, and all remaining provisions shall remain valid and enforceable. No waiver of these Terms shall constitute a further or continuing waiver.

14. Contact Us

If you have questions or concerns about these Terms, please contact us at:

• Email: [email protected]